Thursday, November 16, 2017

CPF Portfolio Update Nov

Here's a partial update of my CPF Portfolio invested using OA funds as at 2017-11-16:

Aberdeen SP Thailand Eq SGD$3,642.9456.99%

First State Regional China$3,203.48014.30%
PineBridge Singapore Bond$1,408.0990.34%

All three of them can be considered as indexes of their respective markets. I think major indices around the world are rising in tandem.

The portfolio is small now but the yield is already 7-14% (after the fees) since I started a few months ago. I'm approaching cautiously as it doesn't smell right for the market to keep on rising for so long when we're nearing a potential downturn based on the 10-year crash cycle.

I have already stopped the PineBridge fund Regular Savings Plan (RSP) as the yield is really low in a bull market.

I chose the unit trusts based on their stellar past performance.

The good thing about unit trusts is that you only incur an initial sales fee of 2.5-5% and after that recurrent purchase is commission-free.

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